top of page
A lion stands over a buffalo kill South Africa highlighting the need for local travel insurance cover for South Africans

Local Travel Insurance

Benefit description
Local
AGE LIMIT
80 Years
DURATION:
365 days
SECTION 1: EMERGENCY MEDICAL & RELATED EXPENSES
a) Emergency Medical Expenses - Illness, Injury, disease, or death
N/A
b) Epidemic, Pandemic relating to COVID-19
N/A
Section 1.2: Pre-existing Medical Conditions (hospitalisation only) excess 48 hours
N/A
Section 1.3: Test for Epidemic, Pandemic relating to COVID-19 (when tested positive)
R850
Section 1.3: Medical Quarantine COVID-19 positive (Accommodation, flight penalties)
R5,000
Section 1.3: Medical Evacuation, Repatriation and Transportation
R80,000
Section 1.3: Repatriation of Children and Travel Companion
N/A
Section 1.3: Return of Mortal Remains or Cremation
R10,000
Section 1.3: Compassionate Emergency Visit
N/A
Section 1.3: Daily Hospital Cash during your international trip (R750 per day)
R30,00 (Excess 24) R2000 perday
SECTION 2: LEISURE AND SPORTING ACTIVITIES
N/A
LINKHAM 24 HOUR ASSISTANCE SERVICES
N/A
SECTION 3: POSTPONEMENT, CANCELLATION & CURTAILMENT FOR NAMED REASON AND ANY REASON
Section 3.1: Postponement Named Reason and 3.3 relating to COVID-19 - Altering travel arrangements before you travel
N/A
Section 3.2: Cancellation for Named Reason - Cancel before you travel from your country of residence
R10,000
Section 3.3: Cancellation - COVID-19, policy purchased within 48 hours of making a payment towards your travel arrangement
N/A
Section 3.2 & 3.4: Conference and sporting event
N/A
Section 3.4: Curtailment for Named Reason - Cut short your journey and return to your country of residence
R10,000
Section 3.5: Cancellation for Any Reason, policy purchased within 48 hours of making a payment towards your travel arrangement
N/A
Section 3.6: Curtailment for Any reason, policy purchased within 48 hours of making a payment towards your travel arrangement
N/A
SECTION 4: DENIED VISA APPLICATION
N/A
Section 4.1: Denied Visa Application - Before you travel (SA passport holders)
N/A
Section 4.2: Visa application delayed - Before you travel (SA passport holders)
N/A
SECTION 5: RESUMPTION OF A JOURNEY - REPLACEMENT OF AIRFARE (BEFORE YOU TRAVEL)
N/A
SECTION 6: TRAVEL SUPPLIER INSOLVENCY - POLICY PURCHASED WITHIN 48 HOURS OF MAKING A PAYMENT TOWARDS YOUR TRAVEL ARRANGEMENT
N/A
SECTION 7: ALTERNATIVE EMPLOYEE AND RESUMPTION OF ASSIGNMENT -BEFORE YOU TRAVEL
N/A
SECTION 8: TRAVEL DELAY AND MISSED CONNECTION -ACCESS TO AIRPORT LOUNGE
Section 8.1: Travel Delay (more than 6 Hours), Local Plan (more than 2 hours)
R750
Section 8.2: Additional travel and accommodation (more than 24 hours)
N/A
Section 8.3: Missed Connection (more than 6 hours)
R1,000
SECTION 9: BAGGAGE & RELATED EXPENSES - THEFT OR DAMAGE TO PERSONAL BELONGINGS
R5,000
Single Item Limit - (SIL 25%)
R1,250
Accidental Loss of baggage
N/A
Accidental loss single item limit
N/A
Section 9.2: Baggage Delay (more than 6 hours)
N/A
Section 9.3: Cash and Travel documents
N/A
SECTION 10: PERSONAL ACCIDENT - (ACCIDENTAL DEATH) - PAY OUT TO YOUR BENEFICIARIES
R50,000
SECTION 10: ACCIDENTAL PERMANENT DISABLEMENT-PAYOUT TO YOU
R50,000
SECTION 11: LEGAL LIABILITY AND RELATEDEXPENSES
Section 11.1: Personal liability - Legally responsible for damage to property or bodily injury
R1,000,000
Section 11.2: Motoring Bail - If You are imprisoned following a traffic accident
N/A
Section 11.3: Legal Expenses
N/A
SECTION 12: HIJACK, KIDNAP AND WRONGFUL DETENTION
R10,000
SECTION 13: INCIDENTAL LOSS / DAMAGE
N/A
SECTION 14: NATURAL DISASTER - AT YOUR INTERNATIONAL DESTINATION
N/A
SECTION 15: CREDIT CARD /MEDICAL AID EXCESS WAIVER-REFUND OF EXCESS PAID FOR A CLAIM, PROVIDED THAT LINKHAM TOP-UP PLAN PURCHASED
N/A
SECTION 16: TICKET UPGRADE (DELAYED FOR MORE THAN 6 HOURS)
N/A
SECTION 17: CAR RENTAL EXCESS WAIVER, CAR HIRE AND CAR HIRE KEY
Section 17.1: Car Rental Excess Waiver
R10,000
Section 17.2: Car Hire (R500 per day)
R3,000
Section 17.3: Car Hire Key
R1,500
SECTION 18: CATTERY AND KENNEL (R500 PER DAY )
N/A
SECTION 19: HOTEL WITHDRAWAL SERVICES (R500 PER DAY)
N/A
SECTION 20: HOME ASSISTANCE OR NANNY SERVICES (R500 PER DAY )
N/A
CARRIER ACCUMULATION LIMIT
R80,000
INDIVIDUAL/CHILDREN - PERIOD OF COVER
PREMIUM
bottom of page