Economy Travel Insurance

WHAT DOES ECONOMY TRAVEL INSURANCE OFFER?

Our Economy travel insurance offers affordable worldwide travel insurance excluding the USA and Caribbean.

The Medical cover is adequately matched to the costs of medical care in most countries so as to ensure that you have the best cover.

WHO WOULD SELECT ECONOMY TRAVEL INSURANCE COVER?

Our products are designed according to:

the country you are travelling to,
type of travel (Business or Leisure)
age group

If you are looking for an economical travel insurance cover for your travels excluding the USA & Caribbean for leisure purposes this might be the plan for you. You need to be below 70 years of age.

FAMILY COVER

Family cover includes principle member and spouse/partner under 70 years travelling on the same itinerary. Up to 5 financially dependent children can share the cover with the parents for free from 3 months up to 21 years.

TIME-SENSITIVE BENEFITS

If you purchase your policy within 48 hours of making a part or full payment towards your travel arrangement to qualify for the following benefits:
• Section 3.3: Postponement or Cancellation relating to COVID-19
• Section 3.5: Cancellation for any reason
• Section 3.6: Curtailment for any reason
• Section 6: Travel supplier Insolvency
PLEASE NOTE: You can only qualify to purchase additional top-up cover for Sections 3.3, 3.5, and 3.6 if you purchased your policy within 48 (forty-eight) hours of paying for your trip

PRE-EXISTING MEDICAL CONDITIONS

We will pay for reasonable and customary expenses as an inpatient while in a hospital if You become ill during Your international Journey due to the sudden and unexpected acute onset of a Pre-Existing Medical Condition.
Cover condition: Your hospital admission must be longer than 48 (forty-eight) hours.

EXCESS WAIVER OPTION

This is a unique benefit in the market and waivers the following when purchased as an optional:

Waive the monetary excess and waiting period as shown on the Schedule of Benefits.
Pre-Existing Medical Conditions for hospitalisation waived to an overnight stay instead of the 48 hours waiting period.
Waive the following specific conditions under these sections:
Cancellation for Any Reason: You must cancel Your Journey within 48 (forty-eight) hours or more before Your scheduled Journey departure.
Missed Connection Condition: You must allow 3 (three) hours or more between Your original scheduled arrival time and the scheduled departure time of Your connecting Public Transport Carrier

Help and Advice

If you need advice or help in deciding if Economy travel insurance is the most suitable product to buy online click here or contact us.

When you purchase your travel insurance policy, you will receive the policy terms and conditions and a policy certificate (outlining the benefit and limit of liability), however, if you not receive the policy documentation, please contact our assistance service.

It is easy to buy your travel insurance online. You may use a valid credit or debit card. We use a secured gateway payment via Nedbank Iveri which is safe and trustworthy.

Emergency Assistance Service is operated by International Medical Rescue, in the event of any illness, injury, accident or hospitalization which requires Inpatient and Outpatient treatment anywhere in the world, you must contact IMR at +27 (0) 10 2116981 or email assist24@africa-assist.co.za.

Understand your policy wording

See the schedule of benefits summary by clicking on the “View Benefits” tab at the top of the page. Each section is explained providing what is covered and what is not covered and the conditions applicable. For your convenience we have provide short pop-up explanations of what the schedule of benefit means with a read more link if you would like to read more detail. It is important to read through the policy wording and familiarize yourself with the terms, conditions and exclusions.

View Benefits

Policy Terms