SELECT COST EFFECTIVE TRAVEL INSURANCE FOR THE RIGHT COVER

To select the travel insurance policy that gives your the best cover with value for money it helps if you understand what influences the policy premiums:

The cost and the need for Travel Insurance cover is largely influenced by 6 variables:

1. Reason for travel (Business or Leisure)

2. Your Age

3. Length and number of trips (multi trips or a single trip).

4. The country you are travelling to.

5. Who is traveling - individual, group, or family.

6. What cover and what level of cover is important for you.

Select travel insurance Reason for Travel

Choose icon on the quote system for Leisure single trip.

1. Reason for Travel

Business and leisure have different requirements and therfore different travel insurance premiums. For example, business people may require liability insurance, whereas a leisure traveler may require insurance cover for sporting activities . You will therefore be asked to first choose your reason for travel such that your benefits reflect your requirements. Read more about Business cover.

Choose icon on the quote system for Business single trip if you want the business traveler benefits.

Select travel insurance Your age

2. Your Age

People over 70 have a different risk profile with higher premiums. However, we have tailored a travel insurance plan for seniors aged 70-80 and 81-85 and these polices are your only choice. Younger people aged 16- 35 have the option of our youth cover designed to suit their needs.

Choose Icon on the quote system for the relevant age.

Choose icon on the quote system if your 16-35 years and the Youth travel insurance benefits suit your needs.

Select travel insurance Number of trips

4. Country or region that you are traveling to

Some countries have more expensive health care than others and this affects the premium. For example if you are traveling to Africa or Asia the health care is lcheaper which is why our Africa, Asia, Indian Ocean and Middle East travel insurance gives better value for money. When you do a quote the following option of cover for different regions will be quoted depending on which country you select to travel to:

· Africa, Asia, Indian Ocean and Middle East:

· Europe:

· Worldwide Cover:

· Inbound travel insurance: for tourists visiting South Africa

· Schengen travel insurance Cover: Schengen countries only (Schengen Visa)

· Local travel insurance: (South Africans travelling in South Africa)

Select travel insurance country

Anchor 1

Choose icon on the quote system if you are traveling alone

5. Who is traveling

You will give you better pricing structures depending on who you are travelling with on exactly the same itinerary as below ranging from a family to a group.

Choose icon on the quote system if you are traveling with a spouse or partner on the same itinerary.

Choose icon on the quote system if you are a mother and father with accompanying children on the same itinerary.

Choose icon on the quote system if you are a single parent with accompanying children on the same itinerary.

6. Cover and Level of Cover Required

You will give you better pricing structures depending on who you are travelling with on exactly the same itinerary as below ranging from a family to a group.

Choose icon on the quote system if you are traveling alone

Choose icon on the quote system if you are traveling with a spouse or partner on the same itinerary.

Choose icon on the quote system if you are a mother and father with accompanying children on the same itinerary.

Choose icon on the quote system if you are a single parent with accompanying children on the same itinerary.

Anchor 2

Choose icon on the quote system for Leisure multi-trip.

3. Length and Number of Trips

Our plans are priced according to the number of days that you travel. If you are frequent traveller you can select our Annual Multi-Trip policies protect an unlimited number of trips for one year, each trip consisting of a maximum duration of 90 days. This may work out cheaper than buying several single trip policies. What’s more, you can nip off at the drop of a hat knowing you’re covered.

Choose icon on the quote system for Business multi-trip if you want the business traveler benefits.